While contribution margin is expressed in a dollar amount, the contribution margin ratio is the value of a company’s sales minus its variable costs, expressed as a percentage of sales. However, the contribution margin ratio won’t paint a complete picture of overall product or company profitability. If you need to estimate how much of your…
read moreDEXs are not intended to act as authorities for executing transactions, but can serve to help enable the flow of transactions. There is a related concept of decentralized apps (dApps), which can also be used to help enable DeFi use cases with smart contract-based applications. In the world of cryptocurrency,
read moreWith blockchain at the core, the two approaches are both commonly used to deliver a wide range of cryptocurrency-related financial services. Both DeFi and CeFi at their core enable individuals to perform a series of common foundational operations, including the ability to buy, sell and trade cryptocurrencies. DeFi’s aim is to form an anonymous open-source…
read moreIt’s important to note that investing in peer-to-peer loans carries risks, including the possibility of borrower defaults. xcritical does its best to ensure loan quality and minimize
read moreStill, some LendingClub borrowers report that available APRs are high, even for well-qualified applicants. And, while many reviews suggest that funding times are short, others suggest delayed disbursement and otherxcritical slow lending processes. LendingClub allows prospective borrowers to apply with a co-borrower. This can help less creditworthy applicants qualify for a better APR or larger…
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